Forgetting due dates and trekking to payment centers can be a real hassle. Thankfully, paying your Home Credit loan is now easier than ever with GCash.
Settle your dues in just a few taps, from the comfort of your home. This guide will walk you through the process step-by-step.
Getting Started
Before you begin, ensure you have sufficient funds in your GCash wallet. If you haven’t already, download the GCash app and create an account. It’s free and straightforward. Need to add money? Consult GCash’s guidelines for adding funds to your wallet.
How to Pay Your Home Credit Loan via GCash
- Open Your GCash Wallet: Launch the GCash app on your smartphone.
- Tap “Bills”: Locate and select the “Bills” icon on the GCash homepage.
- Select “Loans”: From the list of biller categories, choose “Loans.”
- Choose “Home Credit”: Scroll through the billers and select “Home Credit.” You can also use the search bar to quickly find it.
- Enter Your Payment Details: Accuracy is crucial in this step. Double-check your information to avoid any complications. Enter the following:
- Amount: Input the amount you wish to pay. Paying the full installment is recommended to avoid penalties. Remember the ₱15 service fee.
- Contract Number: Enter your 10-digit Home Credit contract number (loan account number) without any spaces or dashes.
- Mobile Number: Provide your mobile number to receive payment notifications.
- Email (Optional): Enter your email address to receive a copy of your receipt.
- Tap “Next”: Once you’ve filled in all the necessary details, tap “Next.”
- Confirm Your Payment: Review all the information entered. Confirm the contract number and amount are correct. When you’re ready, tap “Confirm.”
- Payment Successful: You’ll receive a confirmation message on your screen. Take a screenshot or download the receipt for your records. Home Credit will also send you an email confirmation once the payment is posted, typically within 24 hours.
Tips for Faster Transactions
- Add Home Credit as a Favorite Biller: For quicker payments in the future, add Home Credit to your favorite billers list. This can be done within the “Bills” section of the GCash app.
- Schedule Recurring Payments: Automate your payments by scheduling recurring transactions. This ensures you never miss a due date. Find this option under “Scheduled Bill Payments” within the “Bills” section.
Frequently Asked Questions (FAQs)
- What is my Home Credit contract number? Your contract number is a unique 10-digit number identifying your loan account. Find it in your welcome email from Home Credit, or by logging into your Home Credit account online.
- How will I know my payment has been posted? You’ll receive an email confirmation from Home Credit. You can also check your Home Credit account online.
- What if I entered the wrong contract number? Contact Home Credit customer service immediately at (02) 7753-5711.
- Can I pay someone else’s Home Credit loan? Yes, you can pay someone else’s loan using your GCash account, provided you have their contract number.
- Can I use GCredit to pay my Home Credit loan? As of now, GCredit cannot be used for Home Credit loan payments.
- Can I pay my bill with an unverified GCash account? Yes, bill payments are possible with an unverified account. However, other features like online cash-in and sending money may be restricted.
By following these simple steps, you can manage your Home Credit loan repayments efficiently and conveniently with GCash. No more long queues or wasted time – pay your bills anytime, anywhere.